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Exclusive Benefits! Get 10% Cash Back in Rewards or 1 Point for Every $1 Spent When Making Purchases With Your Ballard Designs Credit Card. Additionally, Enjoy 12 Months of Interest-free Payment if You Pay in Full Within the 12-month Period for Purchases of $599 or More Made With Your Ballard Designs Credit Card. Please Note That Interest Will Be Charged to Your Account if the Purchase Balance is Not Paid in Full Within the Promotional Period.